Mummy: I guess it is never too early to start saving up.. today took half day for my eye review & went to the bank to open a saving a/c for erlene to deposit the ang pows collected during her full month bday.. was given some freebies by the bank, i like the wristband which can glow in the dark ! at first thought it might be too big but it fit her just nice.. =P
i also like the "sticker" system where kids will paste a sticker on the card everytime they save some monies (eg. a dollar) then after they hv completed sticking all the stickers, we will "bank" in this card. Not only we can redeem a small token of gift from the bank, we can cos cultivate the kids to save.. =)